Privacy Policy

This Privacy Policy governs the manner in which WB Financial Management LTD. collects, uses, maintains and discloses information collected from users (each, a “User”) of the www.wbfinancial.tc website (“Site”). This privacy policy applies to the Site and all products and services offered by WB Financial Management LTD.

Personal identification information

We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site.. Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

WB Financial Management LTD. collects and uses Users personal information for the following purposes:

  • To personalize user experience
    We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • To improve our Site
    We continually strive to improve our website offerings based on the information and feedback we receive from you.
  • To send periodic emails
    The email address Users provide will only be used to respond to their inquiries, and/or other requests or questions.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Changes to this privacy policy

WB Financial Management LTD. has the discretion to update this privacy policy at any time. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

WB Financial Group
PO Box 137, The Regent Village
Unit G202 Grace Bay Road
Providenciales Turks and Caicos
Islands BWI

(649) 941-7299 , (649) 946-5084
info@wbfinancial.tc

Ryan Blain

BBA, CPA – Partner

 

Ryan is a founding partner and board member of the WB Financial Group. Ryan manages the firm’s Financial Advisory and Corporate Services business areas in the Turks & Caicos Islands, and has over fifteen years of professional accounting and management experience with a focus on financial services, hospitality and development.

Prior to joining WB Financial, Ryan was a Manager in the Audit and Risk Advisory practice of KPMG in the Turks & Caicos, and was a member of the Assurance and Tax practices of KPMG in London, Ontario. Ryan has also held a senior financial position with the development of a 5 star hotel project in the Turks & Caicos.

Ryan has a BBA from Wilfred Laurier University, and is a Chartered Professional Accountant and member of the Institute of Chartered Professional Accountants of Ontario.

×
Corey Williams

BBA, CPA – Partner

 

Corey Williams is a founding partner and board member of WB Financial Group. Corey has twenty years of professional accounting, financial services, compliance, and management experience.

From 1995 to 2007 Corey worked at KPMG in Canada and the Caribbean and in 2002 was made Partner in the KPMG Turks and Caicos (TCI) office. Corey provided audit and risk advisory services to clients in the financial services and hospitality sectors and was also the Partner in charge of Risk Management, Ethics, and Independence for KPMG TCI.

In 2007, Corey joined the Bordier & Cie Group as CFO/COO for Caribbean operations. In 2011, he relocated to Asia to assist the Bordier Family in opening a merchant banking operation in Singapore where he acted as CFO/COO. Corey is currently assisting the Bordier Group in transitioning to a new core banking platform, in addition to building out an alternative asset management and insurance platform for the WB Financial Group.

Corey is a graduate of the University of Western Ontario and holds both a CA and CPA designation.

×
Jen Blain

CPA – Partner

 

Jen is a founding member of the WB Financial Group, and is the groups CFO. Jen has over fifteen years of professional accounting and management experience, and leads the firm’s hospitality and retail client base.

Prior to joining WB Financial, Jen was a member of the Audit and Risk Advisory practice of KPMG in the Turks & Caicos, and of the Assurance and Tax practices of KPMG in London, Ontario. Jen has also held a senior financial position with a large wholesale and retail operation in the Turks & Caicos.

Jen is a graduate of the University of Western Ontario, and is a Chartered Professional Accountant and member of the Institute of Chartered Professional Accountants of Ontario.

×
Zack Kembar

Partner

 

Zack is a partner of the WB Financial Group and a board member.
Zack has over 20 years of experience in financial services, including 10 years at Goldman Sachs in their Tokyo and New York offices. While at Goldman Zack focused on multi strategy sales, where team revenues grew from $5million USD in 2001 to over $80million in 2006. Subsequent to Goldman, Zack worked at Deutsche Bank New York and BNP Paribas Japan managing their Equity Derivative Sales business in Tokyo. Over the last 6 years Zack has focused his efforts in the alternative investment space, helping to manage a Singapore based hedge fund, and more recently a private equity fund with operations in Asia and Latin America.

At WB Zack focuses on alternative assets and captive insurance. He works closely with our insurance partners to structure innovative solutions in both insurance and reinsurance along with the appropriate investment programs to maximize capital preservation and enhance investment returns.

Zack is a graduate of Western University in Canada.

×
Sign Up to receive updates from WB Financial Team

 

First Name (required)

Last Name (required)

Email Address (required)

×
Paul Muspratt

CA, TEP

 

Paul is a member of the WB Financial Group in Cayman. Paul jointly manages the firm’s Financial Advisory business in the Cayman Islands, and has over twenty years of professional accounting and management experience with a focus on financial services and hospitality.

Before joining WB Financial, Paul had a variety of experiences from large, multinational fund administrators, to establishing and managing bank and trust businesses. Paul’s responsibilities have similarly extended from financial accounting, directing operations, through to compliance and risk management.

Before Cayman, Paul worked for Ernst & Young in their UK financial services practice and before that with Arthur Andersen; he trained as a Chartered Accountant with PwC in Scotland.

Paul has a BA (hons) from Exeter University, is a Chartered Accountant, and member of the Institute of Chartered Accountants Scotland, the Society of Trust and Estate Practitioners and the Cayman Islands Institute of Professional Accountants.

×
Steven Sokohl

CPA

 

Steven is a member of the WB Financial Group in Cayman. Steven jointly manages the firm’s Financial Advisory business in the Cayman Islands, and has over twenty five years of professional accounting and management experience with a focus on financial services.

Before joining WB Financial, Steven had a variety of experiences from large multi-national banks to privately held family office structures. Steven’s main responsibilities have focused on the financial and management accounting and regulatory aspects of these businesses.

Before Cayman, Steven worked for Arthur Andersen and Ernst & Young in their US audit and tax practices with an emphasis on financial service clients. Subsequently, Steven worked primarily within the financial services sector in major money centre jurisdictions (New York, Paris, Hong Kong and the Cayman Islands).

Steven has a BS (hons) from American University, is a Certified Public Accountant, and a member of the Cayman Islands Institute of Professional Accountants.

×
Joy M.E. Lim

LLB

 

Joy is responsible for Business Development in Asia-Pacific for WB Financial Group.

Joy has 28 years’ experience in the legal and wealth management sectors.  She has worked in London, New York, Hong Kong, Shanghai and Singapore.

She started her legal career in London and upon returning to Singapore, she worked in the financial services sector for JP Morgan, Morgan Stanley, Citigroup, and UBS AG.

Joy is based in Singapore and specialises in helping clients and their advisors find optimal solutions for both personal legacy and strategic corporate planning needs.

Joy is a graduate of the London School of Economics (LLM) and a member of Gray’s Inn, London.  Joy is also NASD Series 7 & 8 qualified, and a member of STEP (Society of Trust & Estate Practitioners).

Joy is a Singapore Citizen.

×
Virginia Czarnocki

BA, LLB, Dip L.P.

 

Virginia is a member of the WB Financial Group in Cayman. Virginia was an attorney for over twenty years practicing law at a senior level focusing on the areas of project finance, funds and general corporate law; almost 10 years having been spent practicing Cayman Islands’ law.

Whilst practicing as an attorney, Virginia wrote the Cayman Islands chapter of Neate’s legal textbook on bank confidentiality.

Virginia worked for Maples and Calder and Walkers before leaving law to set up her own performance coaching company where she focuses on creating thriving businesses and helping professionals manage stress and prevent burn out. Prior to Cayman, she was a partner in a large UK law firm operating between their Glasgow, Edinburgh and London offices.

Virginia now practices as a performance coach with WB Financial & Consulting (Cayman) Services Limited.

Virginia is a graduate of the University of Strathclyde and the University of Glasgow.

×